Michael Jackson is dead
Too bad to heard this news this morning….
People who born in 70s and 80s, if never heard about who is Michael Jackson, probably is from Mars. During my primary and secondary school time, Many classmates, including me, like to imitate his dancing , especially the famous moonwalk.
He is not only a super star, but an icon of the 80’s Pop star, oops, no , an icon of the greatest pop star.
Hope he rest in peace.
Apply credit card from banks Malaysia.
Below are the requirements to apply credit cards from various banks.
1. AL RAJHI BANK
i) Charge Card-i Classic Card
需求（Requirement）：月薪(monthly income) RM3,000 / 年薪 (annual income) RM36,000
ii) Charge Card-i Gold Card
需求（Requirement）：月薪(monthly income) RM6,000 / 年薪 (annual income) RM72,000
2. AFFIN BANK BERHAD
i) AFFINBANK MasterCard/Visa Classic
需求（Requirement）：月薪(monthly income) RM1,500 / 年薪 (annual income) RM18,000
ii) AFFINBANK MasterCard/Visa Gold
需求（Requirement）：月薪 (monthly income) RM3,000 / 年薪 (annual income) RM36,000
3. ALLIANCE BANK MALAYSIA BERHAD
i) Alliance Bank MasterCard/Visa Classic
ii) Alliance Bank IKEA Friends
iii) Alliance Bank Chinese Independent Schools (CIS)
iv) Alliance Bank CPA Australia Gold Card
v) Alliance Bank CNI Gold Credit Card
需求（Requirement）：月薪(monthly income) RM1,500 / 年薪 (annual income) RM18,000
vi) Alliance Bank MasterCard/Visa Gold
需求（Requirement）：月薪(monthly income) RM4,000 / 年薪 (annual income) RM48,000
vii) Alliance Bank MasterCard/Visa Platinum
需求（Requirement）：月薪(monthly income) RM10,000 / 年薪 (annual income) RM120,000
4. AMBANK BERHAD
i) AmBank MasterCard/Visa Classic
ii) AmIslamic Al-Taslif Card-i MasterCard/Visa Classic
iii) AmBank Real-Rewards Gold MasterCard
iv) AmBank Imagine Visa
v) AmBank eCosway MasterCard Gold
需求（Requirement）：月薪(monthly income) RM1,500 / 年薪 (annual income) RM18,000
vi) AmIslamic Al-Taslif Card-i MasterCard/Visa Gold
vii) AmBank eCosway MasterCard Platinum
需求（Requirement）：月薪(monthly income) RM2,500 / 年薪 (annual income) RM30,000
viii) AmBank MasterCard/Visa Gold
需求（Requirement）：月薪 (monthly income) RM3,500 / 年薪 (annual income) RM42,000
ix) AmBank Platinum MasterCard
x) AmIslamic Bank Platinum Card-i
需求（Requirement）：月薪 (monthly income) RM7,500 / 年薪 (annual income) RM90,000
5. BANK ISLAM
i) Bank Islam Card-i MasterCard/Visa Classic
ii) Bank Islam Co-Brand Card
需求（Requirement）：月薪 (monthly income) RM1,500 / 年薪 (annual income) RM18,000
iii) Bank Islam Card-i MasterCard/Visa Gold
需求（Requirement）：月薪 (monthly income) RM3,000 / 年薪 (annual income) RM36,000
iv) Bank Islam Card-i MasterCard/Visa Platinum
需求（Requirement）：月薪 (monthly income) RM8,000 / 年薪 (annual income) RM96,000
6. BANK RAKYAT
i) Bank Rakyat Credit Card-i MasterCard/Visa Classic
需求（Requirement）：月薪 (monthly income) RM1,500 / 年薪 (annual income) RM18,000
ii) Bank Rakyat Credit Card-i MasterCard/Visa Gold
需求（Requirement）：月薪 (monthly income) RM3,000 / 年薪 (annual income) RM36,000
7. BANK SIMPANAN NASIONAL
i) BSN MasterCard/Visa Classic
需求（Requirement）：月薪 (monthly income) RM1,500 / 年薪 (annual income) RM18,000
ii) BSN MasterCard/Visa Gold
需求（Requirement）：月薪 (monthly income) RM4,000 / 年薪 (annual income) RM48,000
8. CIMB BANK
i) CIMB MasterCard/Visa/JCB Classic
ii) CIMB PETRONAS MasterCard Classic
需求（Requirement）：月薪 (monthly income) RM1,500 / 年薪 (annual income) RM18,000
iii) CIMB MasterCard/Visa/JCB Gold
iv) CIMB PETRONAS MasterCard Gold
需求（Requirement）：月薪 (monthly income) RM2,500 / 年薪 (annual income) RM30,000
v) CIMB Enrich MasterCard Gold
需求（Requirement）：月薪 (monthly income) RM4,166+ / 年薪 (annual income) RM50,000
vi) CIMB MasterCard/Visa/JCB Platinum
vii) CIMB PETRONAS MasterCard Platinum
需求（Requirement）：月薪 (monthly income) RM6,666+ / 年薪 (annual income) RM80,000
viii) CIMB Enrich MasterCard Platinum
需求（Requirement）：月薪 (monthly income) RM8,333+ / 年薪 (annual income) RM100,000
ix) CIMB WORLD MasterCard
需求（Requirement）：月薪 (monthly income) RM20,000 / 年薪 (annual income) RM240,000
9. CITIBANK
i) Citibank MasterCard/Visa Classic
ii) Shell Citibank Visa Classic
iii) Citibank Celcom Visa
iv) Citibank Choice MasterCard
v) Citibank Clear MasterCard
vi) AirAsia-Citibank MasterCard Classic
vii) Giant-Citibank Visa Card
viii) Citibank Cash Back Visa Classic
需求（Requirement）：月薪 (monthly income) RM1,500 / 年薪 (annual income) RM18,000
ix) Citibank MasterCard/Visa Gold
x) Shell Citibank Visa Gold
xi) AirAsia-Citibank MasterCard Gold
xii) Citibank Cash Back Visa Gold
需求（Requirement）：月薪 (monthly income) RM3,000 / 年薪 (annual income) RM36,000
xiii) Citibank MasterCard/Visa Platinum
需求（Requirement）：月薪 (monthly income) RM8,333+ / 年薪 (annual income) RM100,000
10. EON BANK
i) EON Bank Generic MasterCard/Visa Classic
ii) EON Bank Visa Wave ‘N GO Classic
iii) The Pavilion Card MasterCard Classic
需求（Requirement）：月薪 (monthly income) RM1,500 / 年薪 (annual income) RM18,000
iv) EON Bank Generic MasterCard/Visa Gold
v) EON Bank Visa Wave ‘N GO Gold
vi) The Pavilion Card MasterCard Gold
vii) The Berinda Homes Visa Wave Gold
viii) The Johor Bahru City Square Lifestyle Gold
ix) EON Bank MATTA Visa Gold
x) The Store MasterCard Gold
xi) Pacific MasterCard Gold
需求（Requirement）：月薪 (monthly income) RM3,000 / 年薪 (annual income) RM36,000
xii) EON Bank Platinum MasterCard
xiii) Audi Circle Platinum Card
xiv) The Pavilion Card MasterCard Platinum
xv) The Berinda Homes Visa Wave Platinum
xvi) The Johor Bahru City Square Lifestyle Platinum
xvii) Ponderosa Golf & Country Club Platinum
xviii) EON Bank MATTA Visa Platinum
xix) The Store MasterCard Platinum
xx) Pacific MasterCard Platinum
需求（Requirement）：月薪 (monthly income) RM6,666+ / 年薪 (annual income) RM80,000
11. HSBC BANK
i) HSBC Bank MasterCard/Visa Classic
需求（Requirement）：月薪 (monthly income) RM1,500 / 年薪 (annual income) RM18,000
ii) MPower Visa Credit Card-i
需求（Requirement）：月薪 (monthly income) RM2,000 / 年薪 (annual income) RM24,000
iii) HSBC Bank MasterCard/Visa Gold
需求（Requirement）：月薪 (monthly income) RM3,333+ / 年薪 (annual income) RM40,000
iv) MPower Visa Platinum Credit Card-i
需求（Requirement）：月薪 (monthly income) RM10,000 / 年薪 (annual income) RM120,000
v) HSBC Bank MasterCard/Visa Platinum
需求（Requirement）：月薪 (monthly income) RM12,500 / 年薪 (annual income) RM150,000
12. HONG LEONG BANK
i) HLB MasterCard/Visa/American Express Classic
需求（Requirement）：月薪 (monthly income) RM1,500 / 年薪 (annual income) RM18,000
ii) MTV Credit Card
需求（Requirement）：月薪 (monthly income) RM2,000 / 年薪 (annual income) RM24,000
iii) HLB MasterCard/Visa/American Express Gold
iv) Hong Leong ACCCIM Card
需求（Requirement）：月薪 (monthly income) RM2,500 / 年薪 (annual income) RM30,000
v) HLB MasterCard/Visa/American Express Platinum
需求（Requirement）：月薪 (monthly income) RM5,000 / 年薪 (annual income)RM60,000
13. MALAYAN BANKING BERHAD (MAYBANK)
i) Maybankard MasterCard/Visa/American Express Classic
ii) Maybankard Visa Wave
iii) Maybankard Visa Flex
iv) Maybankard SonyCard Visa
v) PETRONAS Maybankard Visa
需求（Requirement）：月薪 (monthly income) RM2,500 / 年薪 (annual income) RM30,000
vi) Maybankard MasterCard/Visa/American Express Gold
vii) Maybank Islamic Ikhwan Visa Gold
viii) Maybank Islamic Ikhwan American Express Gold
需求（Requirement）：月薪 (monthly income) RM4,000 / 年薪 (annual income) RM48,000
ix) Maybankard MasterCard/Visa Platinum
x) PETRONAS Maybankard Platinum Visa
xi) Maybank Islamic Ikhwan Visa Platinum
xii) Maybank Islamic Ikhwan American Express Platinum
需求（Requirement）：月薪 (monthly income) RM10,000 / 年薪 (annual income) RM120,000
xiii) Maybankard American Express Platinum
需求（Requirement）：月薪 (monthly income) RM10,833+ / 年薪 (annual income)RM130,000
14. MBF CARDS (M’SIA) SDN BHD
i) MBF MasterCard/Visa Card Classic
ii) MBF LadyCard
iii) MBF Xuàn MasterCard Classic
iv) MBF Budimas MasterCard Gold
v) MBF Gaia Visa Classic
需求（Requirement）：月薪 (monthly income) RM1,500 / 年薪 (annual income) RM18,000
vi) MBF Xuàn MasterCard Gold
需求（Requirement）：月薪 (monthly income) RM3,000 / 年薪 (annual income) RM36,000
vii) MBF MasterCard/Visa Card Gold
viii) MBF Gaia Visa Gold
ix) MBF Poh Kong MasterCard Gold
需求（Requirement）：月薪 (monthly income) RM3,500 / 年薪 (annual income) RM42,000
x) MBF MasterCard/Visa Card Platinum
xi) MBF Lady Platinum
需求（Requirement）：月薪 (monthly income) RM5,000 / 年薪 (annual income) RM60,000
15. OCBC BANK
i) OCBC Bank MasterCard/Visa Classic
需求（Requirement）：月薪 (monthly income) RM1,500 / 年薪 (annual income) RM18,000
ii) OCBC Great Eastern Card
需求（Requirement）：月薪 (monthly income) RM2,000 / 年薪 (annual income) RM24,000
iii) OCBC Bank MasterCard/Visa Gold
需求（Requirement）：月薪 (monthly income) RM3,500 / 年薪 (annual income) RM42,000
iv) OCBC Bank Titanium Card
需求（Requirement）：月薪 (monthly income) RM4,000 / 年薪 (annual income) RM48,000
v) OCBC Bank MasterCard/Visa Platinum
需求（Requirement）：月薪 (monthly income) RM12,500 / 年薪 (annual income) RM150,000
16. PUBLIC BANK BERHAD
i) PB MasterCard/Visa Classic
ii) PB Executive MasterCard
iii) PB ING Credit MasterCard PayPass Card
需求（Requirement）：月薪 (monthly income) RM1,500 / 年薪 (annual income) RM18,000
iv) PB MasterCard/Visa Gold
需求（Requirement）：月薪 (monthly income) RM2,083+ / 年薪 (annual income) RM25,000
v) PB MasterCard/Visa Platinum
需求（Requirement）：月薪 (monthly income) RM6,666+ / 年薪 (annual income) RM80,000
17. RHB BANK BERHAD
i) RHB MasterCard/Visa Classic
ii) RHB Travel Money
iii) RHB EVO
iv) RHB PlusOne
v) Tesco-RHB
需求（Requirement）：月薪 (monthly income) RM1,500 / 年薪 (annual income) RM18,000
vi) RHB MasterCard/Visa Gold
需求（Requirement）：月薪 (monthly income) RM4,000 / 年薪 (annual income) RM48,000
vii) RHB MasterCard/Visa Platinum
需求（Requirement）：月薪 (monthly income) RM5,000 / 年薪 (annual income) RM60,000
18. STANDARD CHARTERED BANK
i) Standard Chartered MasterCard/Visa Classic／Gold
ii) Standard Chartered Amway MasterCard Classic/Gold
iii) Standard Chartered Motorist Club Visa Classic/Gold
iv) Standard Chartered Nissan Visa Classic/Gold
v) Standard Chartered GOAL! Card
vi) Standard Chartered Character Card
需求（Requirement）：月薪 (monthly income) RM1,500 / 年薪 (annual income) RM18,000
vii) Standard Chartered MasterCard/Visa Platinum
需求（Requirement）：月薪 (monthly income) RM5,000 / 年薪 (annual income) RM60,000
viii) Standard Chartered Visa Infinite Card
需求（Requirement）：月薪 (monthly income) RM12,500 / 年薪 (annual income) RM150,000
19. UNITED OVERSEAS BANK
i) UOB MasterCard／Visa Classic
ii) UOB ONE Card
iii) UOB VOX Card
iv) UOB Lady’s Classic
v) UOB SEGi Visa Card
需求（Requirement）：月薪 (monthly income) RM1,500 / 年薪 (annual income) RM18,000
vi) UOB MasterCard／Visa Gold
需求（Requirement）：月薪 (monthly income) RM4,000 / 年薪 (annual income) RM48,000
vii) UOB MasterCard／Visa Preferred Platinum
viii) UOB Lady’s Platinum
需求（Requirement）：月薪 (monthly income) RM5,833+ / 年薪 (annual income) RM70,000
Tags: credit card, HSBC
Refinance from a Bank Malaysia
Recently I went to a bank to refinance my old house. As most people know the BLR now is very low, only 5.5 %. The finance for my old house in Seremban is BLR + 1.5 % which is about 10 years ago during the boom time. So if your house is bought about 9-10 years ago, it is advised to refinance the house/ moving the financial loan to a lower rate offer by other bank.
黄洁冰辞职 ?
最新消息听说她为了避免更多亲密照片流传和补选大局着想而要辞职, 这是女性政治者的悲哀, 也是大马民主的悲哀. 以后要逼一个人辞职, 只需拍他冲凉,大小便, 做爱的照片就可以了.
沉默的马来西亚人, 你不觉得愤怒吗？
愿上天保佑马来西亚
Elizabeth wong resign ?
The latest news say she will resign to avoid further nude pictures distribute that affect the election on Kedah and Perak. This is sad for a female politician and for the democracy in Malaysia. In future if you want to force a politician to resign, just need to take the photo of his bathing, pissing, making love etc..
The silent Malaysian, Aren’t you Angry ?
May God bless Malaysia.
Tags: Elizabeth wong, politic